I hope that each one of you is healthy and sane during our current environment.
I know that many who are still working have been significantly impacted by either reduced horse or even job loss. Although it may not be top of mind to you, in the event of a separation from service, you do gain a unique opportunity to improve your company retirement plan investments.
Company retirement plans have limited options, but rolling funds into a self-directed IRA account opens many new investment opportunities. Here are some options to consider that are different than the run of the mill 401k mutual fund options.
- Principal protected investment options
- Investments that are not tied to traditional stock and bond markets
- Buffer investments (these buffer the first 10-30% of investment losses before you begin to participate)
- Many others
If you’ve separated from service and would like to discuss these and other types of options, please hit reply to this email and we can begin a conversation.
If you have any questions please feel free to contact me.