The worst time to find out that you’re not truly diversified is after your portfolio takes an unexpected hit that it cannot recover from.  If another 2008 market comes around, are you prepared? Are you truly diversified?  In this video I talk about several ways that people who think they are diversified are mistaken and what you can do about it: Would you like a report to show if you are diversified?  If so, respond to this email with the words “X-Ray” in the subject line and we’ll … [Read more...]

If you are over the age of 70 1/2 and you give to charity, there may be a better way for you to get the taxed deduction that you deserve. In today's video we overview the Direct Charitable Contribution using the IRA which may result in a substantially higher income tax deduction then through the limitations of current tax law regarding itemized deductions: If you have any questions, please contact me. … [Read more...]

If you are over the age of 70 1/2 and you give to charity, there may be a better way for you to get the taxed deduction that you deserve. In today's video we overview the Direct Charitable Contribution using the IRA which may result in a substantially higher income tax deduction then through the limitations of current tax law regarding itemized deductions: [embedyt] https://www.youtube.com/watch?v=iPG58OtF92I&feature=youtu.be[/embedyt] … [Read more...]

In my experience of working with clients, I find that it is easy to use the wrong criteria to measure progress and the effectiveness of your strategies. If the wrong point of reference is used, clients can give up on strategies that they've taken much time to vent out and implement. … [Read more...]

In a previous video, we overviewed the four primary purposes for your retirement money. If you missed it, I suggest that you watch it here to give you some context for this video: … [Read more...]

In a previous video, we overview the four primary purposes for your retirement money. If you missed it, I suggest that you watch it here to give you some context for this video: … [Read more...]

In a previous video, we overview the four primary purposes for your retirement money. If you missed it, I suggest that you watch it here to give you some context for this video:   FOUR FINANCIAL TOOLS OVERVIEW VIDEO   In today's blog, I will talk more about the second purpose of retirement money, covering your income gaps. Quantifying how much is enough for this bucket depends on several factors:   What is the amount and length of your income gaps? Will you use … [Read more...]

In a previous video, we overview the four primary purposes for your retirement money. If you missed it, I suggest that you watch it here to give you some context for this video: FOUR FINANCIAL TOOLS OVERVIEW VIDEO In today's blog, I will dive a little deeper into the first purpose of retirement money, liquidity. How much is enough to put into this “bucket” and how does it get replenished over time? HOW MUCH IS ENOUGH FOR LIQUIDITY VIDEO If you have any questions about liquidity in retirement … [Read more...]