As you approach the age of 65, which is the beginning age for Medicare, you may wonder what your share of the premium costs will be.  Below we have reproduced a helpful article from www.Medicare.gov which outlines how premiums are calculated based upon the amount of income the make: … [Read more...]

I recently read two articles that provide a good summary and synopsis of the Social Security Disability system and eligibility which I am reproducing below:   Social Security disability insurance (SSDI, sometimes also abbreviated as SSD) is a Social Security program that pays monthly benefits to you if you become disabled before you reach retirement age and aren't able to work. Some people know it as "workers' disability." Eligibility for Social Security Disability … [Read more...]

I'm always on the lookout for interesting articles related to Social Security. Recently I ran across this one which didn't surprise me but did sadden me as it relates to Social Security advice from SSA.   The article content is reproduced below: … [Read more...]

Earlier this week, I had the treat of being a part of an online webinar demonstration of the head of the National Social Security Advisor organization, Marc Kiner, walking through, live, the online application for Social Security benefits. … [Read more...]

I have always liked the metaphor of building a house for the process of planning for retirement.   We would never think of constructing something as complicated and expensive as a home without first drafting a blueprint. The blueprint envisions every detail of the home in advance of construction. The blueprint allows for modifications instead of expensive change orders. It also allows the expertise of an architect in working with the potential homeowner and builder.   It should … [Read more...]