I’ve always believed the saying….”if it sounds too good to be true….it probably is.” I've also believed that there is no such thing as a perfect investment. I will have to say that I was somewhat surprised after vetting the investment found in the following introduction video, and even more surprised when I learned that the company has no complaints against it, and to date no investor has lost a dollar of their investment. If you have investments that you would like to re-allocate out … [Read more...]

Do you know about the sequence of return risk? If not, you need to watch our video below.  It will give you an idea to make your money last longer AND take less risk: Would you like an illustration of this concept with your own unique information?  If so, reply to this email with the subject line “Illustration” and I can provide you an example of how this works with your information. … [Read more...]

Your retirement assets can be used for the following purposes: Liquidity - short term goals, upcoming emergencies Income gap - cover the income gap between your predictable income and expenses Protection - cover the risks that could derail your plan such as premature death or long term care event Growth - keep up with increases to your expenses due to inflation And the fifth purpose…..legacy...which we discuss today Did you know there is an “optimum” amount to allocate to … [Read more...]

The worst time to find out that you’re not truly diversified is after your portfolio takes an unexpected hit that it cannot recover from.  If another 2008 market comes around, are you prepared? Are you truly diversified?  In this video I talk about several ways that people who think they are diversified are mistaken and what you can do about it: Would you like a report to show if you are diversified?  If so, respond to this email with the words “X-Ray” in the subject line and we’ll … [Read more...]

If you are over the age of 70 1/2 and you give to charity, there may be a better way for you to get the taxed deduction that you deserve. In today's video we overview the Direct Charitable Contribution using the IRA which may result in a substantially higher income tax deduction then through the limitations of current tax law regarding itemized deductions: If you have any questions, please contact me. … [Read more...]