Some retirement risks are clear….long term care potential, running out of money, aging and the diminished capacity to make decisions...and so on.   In today’s video blog, we tackle a risk that affects every retiree that many aren’t even aware of: … [Read more...]

According to the Employee Benefit Research Institute, 76% of workers offered a 401(k) or similar retirement plan at work contribute to the plan. That makes it one of the most common ways that we save for retirement, especially if there are matching contributions offered by the employer. There are great benefits to these tax-deductible contributions and matches inside of company retirement plans, but there are also some frustrations that go along with them. One of the biggest drawbacks of … [Read more...]

This week's blog is via video using the link below:   https://goo.gl/qPZFrf       In it we talk about how to make retirement portfolios last longer by avoiding the sequence of return risk through the use of a standby reverse mortgage line of credit in down market years.   It's based on solid academic research and I'm particularly excited about how it can help improve retirement outcomes.   Here is the link to the Journal of Financial Planning article … [Read more...]